Best Credit Cards for Online Shopping in India (2026)
Maximize rewards on Amazon, Flipkart, Myntra, and other online platforms. Compare the best cards for e-commerce spending.
#1 Best Overall
ICICI Amazon Pay Credit Card
₹0.25 - ₹1 per point
#2 Runner Up
Axis Flipkart Credit Card
₹0.40 - ₹1 per point
Our Top Picks
ICICI Amazon Pay Credit Card
ICICI Bank
Point Value
₹0.25 - ₹1 per point
Expiry
No expiry if card active
Options
4 redemption options
Axis Flipkart Credit Card
Axis Bank
Point Value
₹0.40 - ₹1 per point
Expiry
No expiry if card active
Options
4 redemption options
HDFC Millennia Credit Card
HDFC Bank
Point Value
₹1 per point (5% cashback)
Expiry
2 years
Options
4 redemption options
OneCard Metal Credit Card
OneCard
Point Value
₹0.10 per point
Expiry
12 months from earning
Options
4 redemption options
SBI SimplyClick Credit Card
SBI Card
Point Value
₹0.25 per point
Expiry
No expiry
Options
4 redemption options
Frequently Asked Questions
What is the best credit card for online shopping in India in 2026?
The best card for online shopping in India is ICICI Amazon Pay Credit Card, offering ₹0.25 - ₹1 per point. However, the best choice depends on your overall spending pattern.
How do I maximize online shopping rewards?
Use a card that earns bonus points on online shopping spending. Stack with the card's portal offers and promotional categories for maximum value.
Are no-annual-fee cards good for online shopping rewards?
Some no-annual-fee cards offer solid online shopping rewards. However, premium cards with annual fees often provide higher earn rates that outweigh the fee for heavy spenders.
Can I use multiple cards for online shopping spending?
Yes! Many rewards enthusiasts use different cards for different merchants or spending tiers to maximize their overall rewards across categories.