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Last verified: 24-Mar-2026

OneCard Metal Credit Card vs Slice Metal Credit Card: Which Is Better in 2026?

It depends on your needs

Both are fintech cards with no annual fees. OneCard offers 5X rewards on top categories, Slice gives cashback on all spends. OneCard is better for strategic spenders, Slice for simplicity.

Quick Comparison

FeatureOneCard Metal Credit CardSlice Metal Credit Card
Point Value₹0.10 per point₹0.10 per point (1-2% cashback)
Expiry Period12 months from earningNo fixed expiry
Redemption Options4 options4 options
BankOneCardSlice

OneCard Metal Credit Card — Key Strengths

1 Reward Point per ₹50 spent, 5X points on top 2 spending categories per month. Fractional points awarded. 10 points = ₹1

  • Lifetime free metal credit card - huge appeal
  • Fractional points on every rupee (unique feature)
  • MyFamily feature - share limits with family

Slice Metal Credit Card — Key Strengths

Base 0.2% cashback on all spends, 5X on top 2 categories (1% + boost). Tiered earning: Pro tier unlocks up to 2% on heavy spenders (₹30K-₹50K monthly)

  • No annual fee - fully free credit card
  • Automatic cashback with no redemption needed
  • Tied savings account earns interest on idle cash

Our Verdict

Both are fintech cards with no annual fees. OneCard offers 5X rewards on top categories, Slice gives cashback on all spends. OneCard is better for strategic spenders, Slice for simplicity.

Frequently Asked Questions

Is OneCard Metal Credit Card or Slice Metal Credit Card better in 2026?

Both are fintech cards with no annual fees. OneCard offers 5X rewards on top categories, Slice gives cashback on all spends. OneCard is better for strategic spenders, Slice for simplicity.

Which card has better point value: OneCard Metal Credit Card or Slice Metal Credit Card?

OneCard Metal Credit Card offers ₹0.10 per point. Slice Metal Credit Card offers ₹0.10 per point (1-2% cashback). The better value depends on your redemption method.

Which card has longer point expiry?

OneCard Metal Credit Card: 12 months from earning. Slice Metal Credit Card: No fixed expiry. Choose the card with the expiry policy that suits your spending pattern.

Can I have both OneCard Metal Credit Card and Slice Metal Credit Card?

Yes, you can hold both cards simultaneously. Many rewards enthusiasts hold multiple cards to maximize earnings across different spending categories.

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