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HDFC Bank Rewards

8 reward programs in India · Credit Cards, Debit Cards

About HDFC Bank Rewards

HDFC Bank offers 8 reward programs in India, including HDFC Infinia Credit Card, HDFC Regalia Credit Card, HDFC Diners Club Black Credit Card and 5 more. Point values range across programs — HDFC Infinia Credit Card offers ₹1 per point (best value). Use our detailed guides below to check your points balance, understand point values, and find the best redemption strategy for each card.

Quick Comparison

ProgramPoint ValueExpiryOptions
HDFC Infinia Credit Card₹1 per point (best value)3 years4 options
HDFC Regalia Credit Card₹0.50 - ₹1 per point3 years5 options
HDFC Diners Club Black Credit Card₹0.30 - ₹1 per point3 years4 options
HDFC Millennia Credit Card₹1 per point (5% cashback)2 years4 options
HDFC Swiggy Credit CardCashback value variesNo fixed expiry on cashback4 options
HDFC Regalia Gold Credit Card₹0.50 per point (best value via SmartBuy)2 years3 options
HDFC MoneyBack+ Credit Card₹0.25 per CashPoint2 years3 options
HDFC Tata Neu Plus Credit Card₹1 per NeuCoin (1:1 value)12 months3 options

Credit Cards Programs

How to Check HDFC Bank Points

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Mobile App

Open HDFC Mobile Banking app → Go to Cards > Credit Cards → Select Infinia card → View Reward Points balance in Card Details

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Website

Login to HDFC NetBanking → Go to Cards > Credit Cards > Infinia → Click on 'Reward Points' section

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Customer Care

1860-267-6161

Frequently Asked Questions

How many reward programs does HDFC Bank offer in India?

HDFC Bank currently offers 8 reward programs in India, covering Credit Cards, Debit Cards. Each program has different earn rates, point values, and redemption options.

What is the best HDFC Bank card for rewards in India?

The HDFC Infinia Credit Card is a top choice, offering ₹1 per point (best value). Flight and hotel bookings via SmartBuy give ₹1 per point value (highest).

How do I check my HDFC Bank reward points?

The easiest way is through the HDFC Mobile App. Open HDFC Mobile Banking app. You can also check via the website or customer care.

Do HDFC Bank reward points expire?

HDFC Infinia Credit Card points have an expiry period of 3 years. Points expire 3 years from date of earning on rolling basis. Card must be used within 365 days else points are nullified

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