How to Check HDFC Millennia Credit Card Points Balance — 5 Methods (2026)
📱 Method 1: Mobile App
HDFC Mobile App — Step-by-Step
- 1Open HDFC Mobile App
- 2Go to Cards > Credit Cards
- 3Select Millennia card
- 4View CashPoints balance
🌐 Method 2: Official Website
NetBanking — Step-by-Step
- 1Login to HDFC NetBanking
- 2Cards > Credit Cards > Millennia
- 3Check CashPoints section
📨 Method 3: SMS
SMS — Step-by-Step
- 1Send 'REWARD' to 5676712
Contact: 5676712
📞 Method 4: Missed Call
Missed Call — Step-by-Step
- 1Call 1860-267-6161
Contact: 1860-267-6161
📞 Method 5: Phone Banking / Customer Care
Customer Care — Step-by-Step
- 1Call HDFC: 1860-267-6161
- 2Ask for cashpoint balance
Contact: 1860-267-6161
What Your Points Balance Means
Point Value: ₹1 per point (5% cashback)
5% cashback on partner merchants (Amazon, Flipkart, Myntra, Swiggy, Uber, Zomato, etc.), 1% on all other spends. 1 CashPoint = ₹1 statement credit. Capped at 1000 cashpoints per category per cycle
Frequently Asked Questions
Why can't I see my HDFC Millennia Credit Card reward points?
Points may take 2-3 business days to appear after a transaction. Ensure your card is active and you've met any minimum spending requirements. Contact HDFC Bank customer service if points are still missing.
How often do HDFC Millennia Credit Card points update?
Points typically update within 2-3 business days after a qualifying transaction is posted to your statement. Some transactions may take up to one billing cycle.
Do HDFC Millennia Credit Card points show in real time?
No, reward points are not real-time. They are credited after the transaction is fully processed and posted, which usually takes 2-3 business days.
What if my HDFC Millennia Credit Card points balance seems wrong?
First check your recent statement for excluded transactions (fuel, EMI, wallet loading). If the balance still seems incorrect, contact HDFC Bank customer care with your transaction details.