How to Check HDFC MoneyBack+ Credit Card Points Balance — 4 Methods (2026)
📱 Method 1: Mobile App
HDFC Mobile App — Step-by-Step
- 1Open HDFC Mobile Banking app
- 2Go to Cards > Credit Cards
- 3Select MoneyBack+ card
- 4View CashPoints balance
🌐 Method 2: Official Website
NetBanking — Step-by-Step
- 1Login to HDFC NetBanking
- 2Go to Cards > Credit Cards
- 3Click on 'CashPoints'
📨 Method 3: SMS
SMS — Step-by-Step
- 1Send 'REWARD' to 5676712
Contact: 5676712
📞 Method 4: Phone Banking / Customer Care
Customer Care — Step-by-Step
- 1Call HDFC Credit Card helpline
- 2Request CashPoints balance
Contact: 1860-267-6161
What Your Points Balance Means
Point Value: ₹0.25 per CashPoint
Earn 2 CashPoints per ₹150 spent (online: 4 CashPoints). 1 CashPoint = ₹0.25. Annual fee ₹500, waived on ₹50,000 annual spend.
Frequently Asked Questions
Why can't I see my HDFC MoneyBack+ Credit Card reward points?
Points may take 2-3 business days to appear after a transaction. Ensure your card is active and you've met any minimum spending requirements. Contact HDFC Bank customer service if points are still missing.
How often do HDFC MoneyBack+ Credit Card points update?
Points typically update within 2-3 business days after a qualifying transaction is posted to your statement. Some transactions may take up to one billing cycle.
Do HDFC MoneyBack+ Credit Card points show in real time?
No, reward points are not real-time. They are credited after the transaction is fully processed and posted, which usually takes 2-3 business days.
What if my HDFC MoneyBack+ Credit Card points balance seems wrong?
First check your recent statement for excluded transactions (fuel, EMI, wallet loading). If the balance still seems incorrect, contact HDFC Bank customer care with your transaction details.