How to Check SBI Card Elite Points Balance — 4 Methods (2026)
📱 Method 1: Mobile App
SBI Card App — Step-by-Step
- 1Open SBI Card mobile app
- 2Login to your account
- 3Go to Rewards section
- 4View Reward Points balance
🌐 Method 2: Official Website
SBI Card Website — Step-by-Step
- 1Login to sbicard.com
- 2Go to Rewards > My Rewards
- 3View points balance
📨 Method 3: SMS
SMS — Step-by-Step
- 1Send 'REWARD' to 5676791
Contact: 5676791
📞 Method 4: Phone Banking / Customer Care
Customer Care — Step-by-Step
- 1Call SBI Card helpline
- 2Select reward points inquiry
Contact: 1860-180-1111
What Your Points Balance Means
Point Value: ₹0.25 per reward point
Earn 5 reward points per ₹100 on dining, groceries, departmental stores, and movies. 1 reward point per ₹100 on other spends. Annual fee ₹4,999.
Frequently Asked Questions
Why can't I see my SBI Card Elite reward points?
Points may take 2-3 business days to appear after a transaction. Ensure your card is active and you've met any minimum spending requirements. Contact SBI Card customer service if points are still missing.
How often do SBI Card Elite points update?
Points typically update within 2-3 business days after a qualifying transaction is posted to your statement. Some transactions may take up to one billing cycle.
Do SBI Card Elite points show in real time?
No, reward points are not real-time. They are credited after the transaction is fully processed and posted, which usually takes 2-3 business days.
What if my SBI Card Elite points balance seems wrong?
First check your recent statement for excluded transactions (fuel, EMI, wallet loading). If the balance still seems incorrect, contact SBI Card customer care with your transaction details.