How to Redeem CRED Coins & Rewards Points — Best Options (2026)
4 redemption options compared. Find the best value for your CRED Coins Program.
Best Redemption Strategy
Kill the Bill gives guaranteed ₹1 value. Brand vouchers offer 1:1 value with shopping flexibility
All Redemption Options
Kill the Bill
Best ValueConvert coins directly to cashback on CC bill
Value per point: ₹1
Brand Vouchers
Best ValueAmazon, Myntra, Swiggy, etc.
Value per point: ₹1 - ₹1.50
Mystery Boxes
Random rewards (15%-100% off)
Value per point: Variable
Club Offers
Rotating monthly brand offers
Value per point: Variable
Redemption Portal
Open CRED Rewards Portal →Understanding Point Value
1 CRED Coin = ₹1 paid towards credit card bills. Earn 1 coin for every ₹1 of bill paid. Burn coins for cashback, vouchers, or mysteries
Frequently Asked Questions
What is the best way to redeem CRED Coins & Rewards points?
Kill the Bill gives guaranteed ₹1 value. Brand vouchers offer 1:1 value with shopping flexibility
Can I convert CRED Coins & Rewards points to cash?
Cashback may not be directly available. Check the redemption portal for current options.
Is there a minimum points requirement to redeem CRED Coins & Rewards points?
Minimum redemption requirements vary by option. Check the CRED rewards portal for specific minimums for each redemption type.
Do CRED Coins & Rewards points expire?
Coins expire based on last transaction activity. Inactive accounts may lose coins