How to Redeem HDFC Infinia Credit Card Points — Best Options (2026)
4 redemption options compared. Find the best value for your HDFC Reward Points.
Best Redemption Strategy
Flight and hotel bookings via SmartBuy give ₹1 per point value (highest). Avoid product catalog as value drops to ₹0.30 per point
All Redemption Options
Flight & Hotel Bookings
Best ValueBook via SmartBuy portal for best value
Value per point: ₹1
Tanishq Vouchers
Best ValueJewelry vouchers via SmartBuy
Value per point: ₹1
Cashback
Statement credit
Value per point: ₹0.50
Products & Vouchers
From rewards catalog
Value per point: ₹0.30 - ₹0.50
Redemption Portal
Open HDFC Bank Rewards Portal →Understanding Point Value
1 point = ₹1 on flights/hotels via SmartBuy (best), ₹0.50 on cashback, ₹0.30 on products. Monthly caps apply: 150,000 points on flights/hotels, 50,000 points on Tanishq vouchers
Frequently Asked Questions
What is the best way to redeem HDFC Infinia Credit Card points?
Flight and hotel bookings via SmartBuy give ₹1 per point value (highest). Avoid product catalog as value drops to ₹0.30 per point
Can I convert HDFC Infinia Credit Card points to cash?
Yes, cashback redemption is available but typically offers lower value per point compared to other options.
Is there a minimum points requirement to redeem HDFC Infinia Credit Card points?
Minimum redemption requirements vary by option. Check the HDFC Bank rewards portal for specific minimums for each redemption type.
Do HDFC Infinia Credit Card points expire?
Points expire 3 years from date of earning on rolling basis. Card must be used within 365 days else points are nullified