Credit CardsLast verified: 24-Mar-2026
American Express Gold Card Reward Points: Value, Check & Redeem Guide (2026)
Point Value
₹0.50 - ₹1+ per MR point
Expiry
No expiry (with active card)
Redemption Options
3
Last Updated
24-Mar-2026
Membership Rewards Value in 2026
Earn 1 MR point per ₹50, 5X on Amex Travel Online. Annual fee ₹9,000 + GST. Comes with Taj/ITC hotel benefits, airport transfers.
How to Check Your Membership Rewards Balance
How to Redeem Membership Rewards
Partner Transfers
Best ValueSingapore Airlines, Marriott Bonvoy, etc.
Value: ₹0.50 - ₹1+/point
Amex Travel Portal
Best ValueFlights and hotels
Value: ₹0.50/point
Statement Credit
Against purchases
Value: ₹0.30/point
Best Redemption Strategy
Transfer to airline partners for business/first class redemptions (₹1+/point). Amex Travel for convenience at ₹0.50/point.
Expiry Policy
MR points never expire while the card account remains active.
Exclusions
- ×Fuel transactions
- ×Rent payments
- ×Government services
Pro Tips
- 💡Taj Epicure and ITC Culinaire memberships included
- 💡Airport transfer benefit worth ₹4,000+ annually
- 💡Points never expire — great for saving for a big trip
- 💡Charge card — must pay full balance monthly
Related Guides
Information is for reference only. Point values and policies may change. Always verify with American Express official sources. Last updated: 24-Mar-2026.