American Express Platinum Travel Credit Card Reward Points: Value, Check & Redeem Guide (2026)
Point Value
₹0.50 per MR point (travel) up to ₹1+ with transfers
Expiry
No expiry (with active card)
Redemption Options
4
Last Updated
24-Mar-2026
Membership Rewards Value in 2026
Earn 1 MR point per ₹50 spent, 5 MR points per ₹50 on travel (via Amex Travel). Annual fee ₹3,500 + GST. Travel voucher of ₹3,000 annually.
How to Check Your Membership Rewards Balance
How to Redeem Membership Rewards
Amex Travel
Best ValueFlights and hotels
Value: ₹0.50 - ₹1/point
Partner Transfers
Best ValueTransfer to airline/hotel loyalty programs
Value: Variable (up to ₹1+)/point
Statement Credit
Against purchases
Value: ₹0.30/point
Gift Cards
Amazon, Flipkart, etc.
Value: ₹0.30/point
Best Redemption Strategy
5X points on travel bookings through Amex Travel. Transfer to airline partners for premium cabin flights for outsized value (₹1+/point).
Expiry Policy
Membership Rewards points never expire as long as card is active.
Exclusions
- ×Fuel transactions
- ×Insurance premiums
- ×Government payments
Pro Tips
- 💡5X rewards on Amex Travel bookings — book all travel here
- 💡₹3,000 annual travel voucher offsets most of the annual fee
- 💡Points never expire — accumulate freely
- 💡Best Amex for frequent travelers at mid-range pricing
Related Guides
Information is for reference only. Point values and policies may change. Always verify with American Express official sources. Last updated: 24-Mar-2026.