Credit CardsLast verified: 24-Mar-2026
Axis ACE Credit Card Reward Points: Value, Check & Redeem Guide (2026)
Point Value
5% cashback on bill payments (Google Pay)
Expiry
Not applicable (direct cashback)
Redemption Options
1
Last Updated
24-Mar-2026
Cashback Value in 2026
5% cashback on bill payments via Google Pay (up to ₹750/month), 4% on Swiggy/Zomato, 2% on other spends. Annual fee ₹499, waiver on ₹2 lakh spend.
How to Check Your Cashback Balance
How to Redeem Cashback
Automatic Cashback
Best ValueCredited to statement automatically
Value: N/A/point
Best Redemption Strategy
Cashback is automatic — no action needed. Maximize by routing all bill payments through Google Pay for 5% back.
Expiry Policy
Cashback credited directly to statement — no points to expire.
Exclusions
- ×Fuel transactions
- ×EMI transactions
- ×Wallet loading except Google Pay
Pro Tips
- 💡5% on Google Pay bill payments is market-leading
- 💡4% on food delivery (Swiggy/Zomato) is excellent
- 💡Pay all utility bills via Google Pay for maximum cashback
- 💡Cashback is automatic — no redemption hassle
Related Guides
Information is for reference only. Point values and policies may change. Always verify with Axis Bank official sources. Last updated: 24-Mar-2026.