CRPCheckRewardPoints
Loyalty ProgramsLast verified: 01-Dec-2025

CRED Coins & Rewards Reward Points: Value, Check & Redeem Guide (2026)

Point Value

₹1 per CRED Coin

Expiry

12-24 months

Redemption Options

4

Last Updated

01-Dec-2025

CRED Coins Program Value in 2026

1 CRED Coin = ₹1 paid towards credit card bills. Earn 1 coin for every ₹1 of bill paid. Burn coins for cashback, vouchers, or mysteries

How to Check Your CRED Coins Program Balance

📱

CRED App

  1. 1Open CRED app
  2. 2Home tab
  3. 3View Coins balance at top
  4. 4Check Rewards section
Open →
🌐

CRED Web (Limited)

  1. 1CRED primarily app-based
  2. 2Limited web features
Open →
📨

App Notifications

  1. 1Push notifications only

Number: App Only

📞

App Notifications

  1. 1Real-time CRED app alerts

Number: App Notifications

📞

CRED Support

  1. 1In-app support chat
  2. 2Help section in app

Number: In-App Support

How to Redeem CRED Coins Program

Kill the Bill

Best Value

Convert coins directly to cashback on CC bill

Value: ₹1/point

Brand Vouchers

Best Value

Amazon, Myntra, Swiggy, etc.

Value: ₹1 - ₹1.50/point

Mystery Boxes

Random rewards (15%-100% off)

Value: Variable/point

Club Offers

Rotating monthly brand offers

Value: Variable/point

Best Redemption Strategy

Kill the Bill gives guaranteed ₹1 value. Brand vouchers offer 1:1 value with shopping flexibility

Open Redemption Portal →

Expiry Policy

Coins expire based on last transaction activity. Inactive accounts may lose coins

Exclusions

  • ×Only works for credit card bill payments
  • ×Requires timely bill payment to maintain status
  • ×Mystery boxes have uncertain value

Pro Tips

  • 💡Perfect reward for paying credit card bills on time
  • 💡Kill the Bill is most transparent redemption
  • 💡Mystery boxes are gamified but risky
  • 💡Earn 1 coin per rupee paid - always positive
  • 💡Club section refreshes monthly with new brand offers

Related Guides

How to Check Points

Step-by-step guide

How to Redeem Points

Best redemption options

All CRED Cards

Compare programs

Information is for reference only. Point values and policies may change. Always verify with CRED official sources. Last updated: 01-Dec-2025.