How to check HDFC Infinia Credit Card reward points?

You can check your HDFC Infinia Credit Card points via the HDFC Mobile App. Open HDFC Mobile Banking app Go to Cards > Credit Cards Select Infinia card View Reward Points balance in Card Details

Credit CardsLast verified: 01-Dec-2025

HDFC Infinia Credit Card Reward Points: Value, Check & Redeem Guide (2026)

Q: What is the value of HDFC Infinia Credit Card reward points?

₹1 per point (best value). 1 point = ₹1 on flights/hotels via SmartBuy (best), ₹0.50 on cashback, ₹0.30 on products. Monthly caps apply: 150,000 points on flights/hotels, 50,000 points on Tanishq vouchers

Q: When do HDFC Infinia Credit Card reward points expire?

3 years. Points expire 3 years from date of earning on rolling basis. Card must be used within 365 days else points are nullified

Point Value

₹1 per point (best value)

Expiry

3 years

Redemption Options

Last Updated

01-Dec-2025

HDFC Reward Points Value in 2026

1 point = ₹1 on flights/hotels via SmartBuy (best), ₹0.50 on cashback, ₹0.30 on products. Monthly caps apply: 150,000 points on flights/hotels, 50,000 points on Tanishq vouchers

How to Check Your HDFC Reward Points Balance

📱

HDFC Mobile App

1Open HDFC Mobile Banking app
2Go to Cards > Credit Cards
3Select Infinia card
4View Reward Points balance in Card Details

Open →

🌐

NetBanking

1Login to HDFC NetBanking
2Go to Cards > Credit Cards > Infinia
3Click on 'Reward Points' section

Open →

📨

SMS

1Send 'REWARD' to 5676712 from registered mobile

Number: 5676712

📞

Missed Call

1Give a missed call to 1860-267-6161

Number: 1860-267-6161

📞

Customer Care

1Call HDFC Customer Care
2Press 1 for Credit Cards
3Request reward points balance

Number: 1860-267-6161

How to Redeem HDFC Reward Points

Flight & Hotel Bookings

Best Value

Book via SmartBuy portal for best value

Value: ₹1/point

Tanishq Vouchers

Best Value

Jewelry vouchers via SmartBuy

Value: ₹1/point

Cashback

Statement credit

Value: ₹0.50/point

Products & Vouchers

From rewards catalog

Value: ₹0.30 - ₹0.50/point

Best Redemption Strategy

Flight and hotel bookings via SmartBuy give ₹1 per point value (highest). Avoid product catalog as value drops to ₹0.30 per point

Open Redemption Portal →

Expiry Policy

Points expire 3 years from date of earning on rolling basis. Card must be used within 365 days else points are nullified

Exclusions

×Fuel purchases
×EasyEMI and e-wallet loading
×Rental payments (capped at 2000 points/month)
×Insurance, utilities, telecom (capped at 2000-5000 points/month)
×Government transactions
×Cash transactions and SmartEMI conversions

Pro Tips

💡Maximize SmartBuy 10X rewards on flights and hotels for accelerated points
💡Use ₹1 per point value on flights/hotels for best returns
💡Set calendar reminders for points expiry (3 years)
💡Stack with bank offers for additional discounts
💡Monthly limits reset - plan big redemptions across months

Related Guides

How to Check Points

Step-by-step guide

How to Redeem Points

Best redemption options

All HDFC Bank Cards

Compare programs

Information is for reference only. Point values and policies may change. Always verify with HDFC Bank official sources. Last updated: 01-Dec-2025.