CRPCheckRewardPoints
Credit CardsLast verified: 24-Mar-2026

HDFC MoneyBack+ Credit Card Reward Points: Value, Check & Redeem Guide (2026)

Point Value

₹0.25 per CashPoint

Expiry

2 years

Redemption Options

3

Last Updated

24-Mar-2026

CashPoints Value in 2026

Earn 2 CashPoints per ₹150 spent (online: 4 CashPoints). 1 CashPoint = ₹0.25. Annual fee ₹500, waived on ₹50,000 annual spend.

How to Check Your CashPoints Balance

📱

HDFC Mobile App

  1. 1Open HDFC Mobile Banking app
  2. 2Go to Cards > Credit Cards
  3. 3Select MoneyBack+ card
  4. 4View CashPoints balance
Open →
🌐

NetBanking

  1. 1Login to HDFC NetBanking
  2. 2Go to Cards > Credit Cards
  3. 3Click on 'CashPoints'
Open →
📨

SMS

  1. 1Send 'REWARD' to 5676712

Number: 5676712

📞

Customer Care

  1. 1Call HDFC Credit Card helpline
  2. 2Request CashPoints balance

Number: 1860-267-6161

How to Redeem CashPoints

Cashback

Best Value

Statement credit against purchases

Value: ₹0.25/point

SmartBuy

Best Value

Travel via SmartBuy portal

Value: ₹0.25/point

Product Catalog

Rewards catalog items

Value: ₹0.15 - ₹0.20/point

Best Redemption Strategy

Use cashback or SmartBuy for consistent ₹0.25 per point value. Good entry-level card for online shoppers.

Open Redemption Portal →

Expiry Policy

CashPoints expire 2 years from date of earning.

Exclusions

  • ×Fuel transactions
  • ×EMI transactions
  • ×Wallet loading

Pro Tips

  • 💡2X CashPoints on online spends — use for all online purchases
  • 💡Low annual fee with easy waiver at ₹50K spend
  • 💡Great starter card for building credit history

Related Guides

How to Check Points

Step-by-step guide

How to Redeem Points

Best redemption options

All HDFC Bank Cards

Compare programs

Information is for reference only. Point values and policies may change. Always verify with HDFC Bank official sources. Last updated: 24-Mar-2026.