HDFC Swiggy Credit Card Reward Points: Value, Check & Redeem Guide (2026)
Point Value
Cashback value varies
Expiry
No fixed expiry on cashback
Redemption Options
4
Last Updated
01-Dec-2025
HDFC Cashback to Swiggy Money Value in 2026
10% cashback on Swiggy food, Instamart, Dineout & Genie. 5% on other online shopping. 1% on offline spends. Cashback credited to Swiggy Money wallet
How to Check Your HDFC Cashback to Swiggy Money Balance
SMS
- 1Send 'REWARD' to 5676712
Number: 5676712
Missed Call
- 1Missed call to 1860-267-6161
Number: 1860-267-6161
Customer Care
- 1Call HDFC: 1860-267-6161
- 2Ask for Swiggy card rewards
Number: 1860-267-6161
How to Redeem HDFC Cashback to Swiggy Money
Swiggy Food Orders
Best ValueUse Swiggy Money for food delivery
Value: ₹1/point
Swiggy Instamart
Best ValueGrocery & essentials delivery
Value: ₹1/point
Dineout Payments
Best ValueRestaurant reservations
Value: ₹1/point
Other Online Spends
5% cashback on e-commerce
Value: ₹1/point
Best Redemption Strategy
Use on Swiggy Food orders where you get 10% cashback. Maximum value obtained on dining and food delivery
Expiry Policy
Cashback credited to Swiggy Money wallet. Wallet balance valid as per Swiggy terms
Exclusions
- ×Fuel purchases
- ×Insurance premiums
- ×Utility bill payments
- ×Rent payments
- ×Government transactions
- ×EMI conversions
Pro Tips
- 💡Best value when used on Swiggy platforms (10% cashback)
- 💡Stack with Swiggy promotions for additional discounts
- 💡Cashback rounded to nearest rupee
- 💡Use Swiggy Money immediately as it's not refundable
- 💡Annual fee ₹499 can be waived on spending ₹1L+ in year
Related Guides
Information is for reference only. Point values and policies may change. Always verify with HDFC Bank official sources. Last updated: 01-Dec-2025.