ICICI Emeralde Credit Card Reward Points: Value, Check & Redeem Guide (2026)
Point Value
₹0.25 per point (base)
Expiry
No expiry if card active
Redemption Options
4
Last Updated
01-Dec-2025
ICICI Rewards Points Value in 2026
4 points per ₹100 on retail (except fuel), 1 point per ₹100 on utilities/insurance. Points value ₹0.25 each. Higher value redemptions on flights/hotels available up to ₹1 per point
How to Check Your ICICI Rewards Points Balance
NetBanking
- 1Login to ICICI NetBanking
- 2Cards > Credit Cards > Emeralde Card
- 3Check Rewards Points section
SMS
- 1SMS to 9215676766 with card last 4 digits
Number: 9215676766
Missed Call
- 1Missed call to 1800-1080
Number: 1800-1080
Customer Care
- 1Call 1800-1080 or 1860-120-7777
- 2Ask for rewards points balance
Number: 1800-1080
How to Redeem ICICI Rewards Points
Flight Bookings
Best ValuePremium redemption value
Value: Up to ₹1/point
Hotel Bookings
Best ValueVia iShop partner platform
Value: Up to ₹1/point
Gift Vouchers
E-vouchers from catalog
Value: ₹0.50 - ₹0.67/point
Lifestyle Products
Electronics, gadgets, merchandise
Value: ₹0.25/point
Best Redemption Strategy
Flight & hotel bookings via iShop for up to ₹1 per point. Avoid product redemptions at ₹0.25 value
Expiry Policy
Rewards points valid as long as card is held and account remains in good standing
Exclusions
- ×Fuel purchases
- ×Insurance & utility payments (1 point per ₹100)
- ×EMI conversions
- ×Cash withdrawals
- ×Wallet loading
- ×Government & education payments
Pro Tips
- 💡Super premium card - check eligibility requirements
- 💡High spends unlock premium redemption rates
- 💡Flexible travel redemption via iShop
- 💡4 points per ₹100 on retail gives 1% value at base rate
- 💡Annual fee waiver possible with high spending
Related Guides
Information is for reference only. Point values and policies may change. Always verify with ICICI Bank official sources. Last updated: 01-Dec-2025.