CRPCheckRewardPoints
Credit CardsLast verified: 24-Mar-2026

ICICI Platinum Chip Credit Card Reward Points: Value, Check & Redeem Guide (2026)

Point Value

₹0.25 per PAYBACK Point

Expiry

2 years

Redemption Options

2

Last Updated

24-Mar-2026

PAYBACK Points Value in 2026

Earn 2 PAYBACK Points per ₹100 spent. Lifetime free card — no annual fee. Basic entry-level card for first-time users.

How to Check Your PAYBACK Points Balance

📱

iMobile Pay App

  1. 1Open iMobile Pay app
  2. 2Go to Cards section
  3. 3Select Platinum Chip card
  4. 4View PAYBACK Points
Open →
🌐

ICICI NetBanking

  1. 1Login to ICICI Internet Banking
  2. 2Card Services > Manage Card
  3. 3View Reward Points
Open →
📞

Customer Care

  1. 1Call ICICI helpline
  2. 2Request reward points balance

Number: 1860-120-7777

How to Redeem PAYBACK Points

PAYBACK Catalog

Best Value

Products and vouchers via PAYBACK

Value: ₹0.25/point

Cashback

Statement credit

Value: ₹0.20/point

Best Redemption Strategy

Redeem via PAYBACK catalog for best value. Low-reward card but lifetime free makes it good for building credit history.

Open Redemption Portal →

Expiry Policy

PAYBACK Points expire after 2 years from date of earning.

Exclusions

  • ×Fuel transactions below ₹400 and above ₹4,000
  • ×Wallet loading

Pro Tips

  • 💡Lifetime free — no annual fee ever
  • 💡Best used as a credit-building card
  • 💡Fuel surcharge waiver on ₹400-₹4,000 transactions
  • 💡Upgrade path to Coral or Emeralde after building history

Related Guides

How to Check Points

Step-by-step guide

How to Redeem Points

Best redemption options

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Information is for reference only. Point values and policies may change. Always verify with ICICI Bank official sources. Last updated: 24-Mar-2026.