CRPCheckRewardPoints
Credit CardsLast verified: 24-Mar-2026

IDFC First Classic Credit Card Reward Points: Value, Check & Redeem Guide (2026)

Point Value

₹0.25 per reward point

Expiry

3 years

Redemption Options

2

Last Updated

24-Mar-2026

IDFC First Reward Points Value in 2026

Earn 3X reward points on all spends (no category restrictions). Lifetime free — no annual fee. Zero joining fee.

How to Check Your IDFC First Reward Points Balance

📱

IDFC First Bank App

  1. 1Open IDFC First Bank app
  2. 2Go to Cards
  3. 3View reward points balance
Open →
🌐

IDFC NetBanking

  1. 1Login to IDFC First Bank NetBanking
  2. 2Cards > Reward Points
Open →
📞

Customer Care

  1. 1Call IDFC First Bank helpline

Number: 1800-419-4332

How to Redeem IDFC First Reward Points

Cashback

Best Value

Statement credit

Value: ₹0.25/point

Gift Vouchers

Best Value

Amazon, Flipkart vouchers

Value: ₹0.25/point

Best Redemption Strategy

Lifetime free card with 3X rewards on all spends. Excellent no-fee card for building credit and earning modest rewards.

Open Redemption Portal →

Expiry Policy

Points expire 3 years from date of earning.

Exclusions

  • ×Fuel below ₹400
  • ×Wallet loading

Pro Tips

  • 💡Lifetime free — zero annual fee makes any rewards pure profit
  • 💡3X on all spends with no category restrictions
  • 💡Good first card for beginners
  • 💡No minimum spend requirements

Related Guides

Information is for reference only. Point values and policies may change. Always verify with IDFC First Bank official sources. Last updated: 24-Mar-2026.