Credit CardsLast verified: 24-Mar-2026
IDFC First Classic Credit Card Reward Points: Value, Check & Redeem Guide (2026)
Point Value
₹0.25 per reward point
Expiry
3 years
Redemption Options
2
Last Updated
24-Mar-2026
IDFC First Reward Points Value in 2026
Earn 3X reward points on all spends (no category restrictions). Lifetime free — no annual fee. Zero joining fee.
How to Check Your IDFC First Reward Points Balance
How to Redeem IDFC First Reward Points
Cashback
Best ValueStatement credit
Value: ₹0.25/point
Gift Vouchers
Best ValueAmazon, Flipkart vouchers
Value: ₹0.25/point
Best Redemption Strategy
Lifetime free card with 3X rewards on all spends. Excellent no-fee card for building credit and earning modest rewards.
Expiry Policy
Points expire 3 years from date of earning.
Exclusions
- ×Fuel below ₹400
- ×Wallet loading
Pro Tips
- 💡Lifetime free — zero annual fee makes any rewards pure profit
- 💡3X on all spends with no category restrictions
- 💡Good first card for beginners
- 💡No minimum spend requirements
Related Guides
Information is for reference only. Point values and policies may change. Always verify with IDFC First Bank official sources. Last updated: 24-Mar-2026.