How to check IDFC First Wealth Credit Card reward points?

You can check your IDFC First Wealth Credit Card points via the IDFC First Bank App. Open IDFC First Bank app Go to Cards section Select Wealth card View reward points

When do IDFC First Wealth Credit Card reward points expire?

3 years. Reward points expire 3 years from earning date.

Credit CardsLast verified: 24-Mar-2026

IDFC First Wealth Credit Card Reward Points: Value, Check & Redeem Guide (2026)

Q: What is the value of IDFC First Wealth Credit Card reward points?

₹0.25 per reward point. Earn 6X reward points on online spends, 3X on offline. 10X on IDFC First Bank partner merchants. Annual fee ₹499, lifetime free variants available.

Point Value

₹0.25 per reward point

Expiry

3 years

Redemption Options

Last Updated

24-Mar-2026

IDFC First Reward Points Value in 2026

Earn 6X reward points on online spends, 3X on offline. 10X on IDFC First Bank partner merchants. Annual fee ₹499, lifetime free variants available.

How to Check Your IDFC First Reward Points Balance

📱

IDFC First Bank App

1Open IDFC First Bank app
2Go to Cards section
3Select Wealth card
4View reward points

Open →

🌐

IDFC NetBanking

1Login to IDFC First Bank NetBanking
2Cards > Reward Points

Open →

📞

Customer Care

1Call IDFC First Bank helpline

Number: 1800-419-4332

How to Redeem IDFC First Reward Points

Cashback

Best Value

Statement credit

Value: ₹0.25/point

Travel Bookings

Best Value

Via IDFC rewards portal

Value: ₹0.25/point

Gift Vouchers

Amazon, Flipkart, etc.

Value: ₹0.25/point

Best Redemption Strategy

Strong earn rate on online spends (6X). Best redeemed as cashback or travel for ₹0.25/point. Low/no annual fee makes effective reward rate higher.

Open Redemption Portal →

Expiry Policy

Reward points expire 3 years from earning date.

Exclusions

×Fuel below ₹400
×Wallet loading
×Government payments

Pro Tips

💡6X rewards on online spends — use for all online purchases
💡Lifetime free variants often available
💡Never charges hidden fees — transparent pricing
💡Good for users who value simplicity with solid returns

Related Guides

How to Check Points

Step-by-step guide

How to Redeem Points

Best redemption options

All IDFC First Bank Cards

Compare programs

Information is for reference only. Point values and policies may change. Always verify with IDFC First Bank official sources. Last updated: 24-Mar-2026.