How to check Kotak Royale Signature Credit Card reward points?

You can check your Kotak Royale Signature Credit Card points via the Kotak Mobile App. Open Kotak 811 / Mobile Banking app Go to Credit Cards View Reward Points balance

Credit CardsLast verified: 24-Mar-2026

Kotak Royale Signature Credit Card Reward Points: Value, Check & Redeem Guide (2026)

Q: What is the value of Kotak Royale Signature Credit Card reward points?

₹0.25 per reward point (₹0.50 on travel). Earn 4 reward points per ₹150 spent. Higher earn on international spends. Annual fee ₹999, waiver on ₹1 lakh annual spend.

Q: When do Kotak Royale Signature Credit Card reward points expire?

3 years. Reward points expire 3 years from earning date.

Point Value

₹0.25 per reward point (₹0.50 on travel)

Expiry

3 years

Redemption Options

Last Updated

24-Mar-2026

Kotak Reward Points Value in 2026

Earn 4 reward points per ₹150 spent. Higher earn on international spends. Annual fee ₹999, waiver on ₹1 lakh annual spend.

How to Check Your Kotak Reward Points Balance

📱

Kotak Mobile App

1Open Kotak 811 / Mobile Banking app
2Go to Credit Cards
3View Reward Points balance

Open →

🌐

Kotak NetBanking

1Login to Kotak NetBanking
2Credit Cards > Reward Points

Open →

📞

Customer Care

1Call Kotak Credit Card helpline

Number: 1860-266-2666

How to Redeem Kotak Reward Points

Travel Portal

Best Value

Kotak travel bookings portal

Value: ₹0.50/point

Cashback

Statement credit

Value: ₹0.25/point

Product Catalog

Kotak rewards catalog

Value: ₹0.20 - ₹0.25/point

Best Redemption Strategy

Redeem via Kotak travel portal for ₹0.50/point — double the cashback value. Focus international spends for higher earn rate.

Open Redemption Portal →

Expiry Policy

Reward points expire 3 years from earning date.

Exclusions

×Fuel transactions
×Wallet loading
×Government payments

Pro Tips

💡Travel portal gives 2X value compared to cashback
💡Good for international travelers — higher earn rate abroad
💡Easy fee waiver at ₹1 lakh annual spend
💡Complimentary airport lounge access

Related Guides

How to Check Points

Step-by-step guide

How to Redeem Points

Best redemption options

All Kotak Mahindra Bank Cards

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Information is for reference only. Point values and policies may change. Always verify with Kotak Mahindra Bank official sources. Last updated: 24-Mar-2026.