OneCard Metal Credit Card Reward Points: Value, Check & Redeem Guide (2026)
Point Value
₹0.10 per point
Expiry
12 months from earning
Redemption Options
4
Last Updated
01-Dec-2025
OneCard Reward Points Value in 2026
1 Reward Point per ₹50 spent, 5X points on top 2 spending categories per month. Fractional points awarded. 10 points = ₹1
How to Check Your OneCard Reward Points Balance
SMS Service
- 1In-app SMS alerts for rewards earned
Number: App Notifications
App Notifications
- 1Real-time push notifications in app
Number: Push Notifications
OneCard Support
- 1In-app support chat
- 2Email support
Number: In-App Chat
How to Redeem OneCard Reward Points
Statement Credit
Best ValueDirect credit to OneCard account
Value: ₹0.10/point
Vouchers
Brand vouchers from OneCard catalog
Value: ₹0.10 - ₹0.20/point
Gaming
Gaming credits and subscriptions
Value: ₹0.10/point
Cashback
Direct cashback offers
Value: Variable/point
Best Redemption Strategy
Statement credit provides consistent value. Voucher redemption varies by offer
Expiry Policy
Points expire 12 months from date of earning if not redeemed
Exclusions
- ×Fuel purchases (1% reward only)
- ×Insurance premiums
- ×Utility bills
- ×Rent payments
- ×Government and education payments
Pro Tips
- 💡Lifetime free metal credit card - huge appeal
- 💡Fractional points on every rupee (unique feature)
- 💡MyFamily feature - share limits with family
- 💡5X points on top 2 spending categories auto-tracked
- 💡No annual fee, minimal joining fee
Related Guides
Information is for reference only. Point values and policies may change. Always verify with OneCard official sources. Last updated: 01-Dec-2025.