CRPCheckRewardPoints
Credit CardsLast verified: 24-Mar-2026

SBI Cashback Credit Card Reward Points: Value, Check & Redeem Guide (2026)

Point Value

5% cashback on online spends

Expiry

Not applicable (direct cashback)

Redemption Options

1

Last Updated

24-Mar-2026

Cashback Value in 2026

5% cashback on all online purchases (capped at ₹5,000/month). 1% on offline spends. Annual fee ₹999, waiver on ₹2 lakh annual spend.

How to Check Your Cashback Balance

📱

SBI Card App

  1. 1Open SBI Card app
  2. 2Login
  3. 3View cashback earned on dashboard
Open →
🌐

SBI Card Website

  1. 1Login to sbicard.com
  2. 2View cashback in statement
Open →
📞

Customer Care

  1. 1Call SBI Card helpline

Number: 1860-180-1111

How to Redeem Cashback

Automatic Cashback

Best Value

Auto-credited to statement

Value: N/A/point

Best Redemption Strategy

Route all online purchases through this card for 5% cashback. Automatic credit — no action needed.

Open Redemption Portal →

Expiry Policy

Cashback credited to statement automatically. No expiry concerns.

Exclusions

  • ×Fuel transactions
  • ×Wallet loading
  • ×Insurance premiums
  • ×EMI transactions

Pro Tips

  • 💡5% cashback on online spends — best flat-rate online cashback card
  • 💡Monthly cap of ₹5,000 cashback = ₹1 lakh online spend/month
  • 💡Use exclusively for online purchases
  • 💡Pair with a dining-focused card for offline spends

Related Guides

How to Check Points

Step-by-step guide

How to Redeem Points

Best redemption options

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Information is for reference only. Point values and policies may change. Always verify with SBI Card official sources. Last updated: 24-Mar-2026.