CRPCheckRewardPoints
Credit CardsLast verified: 24-Mar-2026

SBI Card Elite Reward Points: Value, Check & Redeem Guide (2026)

Point Value

₹0.25 per reward point

Expiry

3 years

Redemption Options

3

Last Updated

24-Mar-2026

SBI Card Reward Points Value in 2026

Earn 5 reward points per ₹100 on dining, groceries, departmental stores, and movies. 1 reward point per ₹100 on other spends. Annual fee ₹4,999.

How to Check Your SBI Card Reward Points Balance

📱

SBI Card App

  1. 1Open SBI Card mobile app
  2. 2Login to your account
  3. 3Go to Rewards section
  4. 4View Reward Points balance
Open →
🌐

SBI Card Website

  1. 1Login to sbicard.com
  2. 2Go to Rewards > My Rewards
  3. 3View points balance
Open →
📨

SMS

  1. 1Send 'REWARD' to 5676791

Number: 5676791

📞

Customer Care

  1. 1Call SBI Card helpline
  2. 2Select reward points inquiry

Number: 1860-180-1111

How to Redeem SBI Card Reward Points

Travel Vouchers

Best Value

Cleartrip, Yatra, MakeMyTrip vouchers

Value: ₹0.25/point

Cashback

Best Value

Statement credit

Value: ₹0.25/point

Product Catalog

Electronics, vouchers

Value: ₹0.20/point

Best Redemption Strategy

Redeem for travel vouchers or cashback at ₹0.25 per point. Focus spending on 5X categories (dining, groceries, movies) for best earn rate.

Open Redemption Portal →

Expiry Policy

Reward points expire 3 years from the date of earning.

Exclusions

  • ×Fuel transactions
  • ×Rent payments via third-party apps
  • ×Wallet loading

Pro Tips

  • 💡5X rewards on dining, groceries, movies — use for these categories
  • 💡Complimentary domestic airport lounge access (8 per year)
  • 💡2 complimentary international lounge visits per year
  • 💡Good for families with high grocery and dining spend

Related Guides

How to Check Points

Step-by-step guide

How to Redeem Points

Best redemption options

All SBI Card Cards

Compare programs

Information is for reference only. Point values and policies may change. Always verify with SBI Card official sources. Last updated: 24-Mar-2026.