SBI Prime Credit Card Reward Points: Value, Check & Redeem Guide (2026)
Point Value
₹0.25 per point
Expiry
No expiry mentioned
Redemption Options
4
Last Updated
01-Dec-2025
SBI Reward Points Value in 2026
10X rewards on movies, dining, department stores, grocery (10 points per ₹100), 4 points per ₹100 = ₹0.25 per point base value
How to Check Your SBI Reward Points Balance
SBI YONO App
- 1Open SBI YONO or SBI Card app
- 2Cards section
- 3Select Prime card
- 4View Reward Points
SMS
- 1Send 'REWARD XXXX' to 5676791 (XXXX = last 4 digits of card)
Number: 5676791
Missed Call
- 1Missed call to 1860-180-1290
Number: 1860-180-1290
Customer Care
- 1Call 1800-180-1290 or 1860-180-1290
- 2Request reward points balance
Number: 1800-180-1290
How to Redeem SBI Reward Points
Statement Credit
Best ValueDirect credit against bill
Value: ₹0.25/point
Gift Vouchers
Brand vouchers from catalog
Value: ₹0.25 - ₹0.50/point
Travel Bookings
Flights and hotels
Value: ₹0.25 - ₹0.50/point
Merchandise
Products from rewards catalog
Value: ₹0.25/point
Best Redemption Strategy
Statement credit provides best returns. Avoid merchandise redemptions at lowest value
Expiry Policy
Reward points valid indefinitely as long as card account is active
Exclusions
- ×Utilities and insurance (1 point per ₹100)
- ×Fuel (no accelerated rewards)
- ×Wallet loading
- ×EMI transactions
- ×Government payments
Pro Tips
- 💡Get 10X rewards on movies, dining, grocery, dept stores
- 💡Annual fee ₹499 waived on spending ₹1L+ in year
- 💡Milestone reward: Additional points on spending thresholds
- 💡No minimum points for redemption
- 💡Verify eligibility - income ₹25L+ per annum
Related Guides
Information is for reference only. Point values and policies may change. Always verify with SBI Card official sources. Last updated: 01-Dec-2025.