SBI SimplyClick Credit Card Reward Points: Value, Check & Redeem Guide (2026)
Point Value
₹0.25 per point
Expiry
No expiry
Redemption Options
4
Last Updated
01-Dec-2025
SBI Reward Points Value in 2026
10X rewards on online spends at partner sites (Amazon, Cleartrip, etc. - 10 points per ₹100), 1% value. 5X on grocery/dining (5 points per ₹100), 1.25% value
How to Check Your SBI Reward Points Balance
SMS
- 1Send 'REWARD XXXX' to 5676791
Number: 5676791
Missed Call
- 1Missed call to 1860-180-1290
Number: 1860-180-1290
Customer Care
- 1Call 1800-180-1290
- 2Ask for reward points balance
Number: 1800-180-1290
How to Redeem SBI Reward Points
Statement Credit
Best ValueCredit against outstanding balance
Value: ₹0.25/point
E-Vouchers
Partner brand vouchers
Value: ₹0.25 - ₹0.50/point
Air Tickets
Flight bookings
Value: ₹0.25 - ₹0.50/point
Hotel Stays
Accommodation vouchers
Value: ₹0.25 - ₹0.50/point
Best Redemption Strategy
Statement credit for guaranteed ₹0.25 per point. Online shopping focus makes this card best for e-commerce
Expiry Policy
Points remain valid as long as card account is in good standing
Exclusions
- ×Fuel purchases
- ×Insurance premiums
- ×Utilities (1 point per ₹100)
- ×Wallet loading
- ×EMI conversions
Pro Tips
- 💡Unlimited 10X rewards on online shopping at partner merchants
- 💡Best for e-commerce and online transactions
- 💡Annual fee ₹499 can be waived with ₹1L spending
- 💡Lifetime free option available without annual fee variant
- 💡Combined cap on 10X rewards may apply in billing cycle
Related Guides
Information is for reference only. Point values and policies may change. Always verify with SBI Card official sources. Last updated: 01-Dec-2025.