CRPCheckRewardPoints
Credit CardsLast verified: 24-Mar-2026

SBI SimplySAVE Credit Card Reward Points: Value, Check & Redeem Guide (2026)

Point Value

₹0.25 per reward point

Expiry

2 years

Redemption Options

3

Last Updated

24-Mar-2026

SBI Card Reward Points Value in 2026

Earn 10 reward points per ₹100 on dining, grocery, movies, departmental stores. 1 point per ₹100 on other spends. Annual fee ₹499.

How to Check Your SBI Card Reward Points Balance

📱

SBI Card App

  1. 1Open SBI Card app
  2. 2Login and go to Rewards
  3. 3View points balance
Open →
🌐

SBI Card Website

  1. 1Login to sbicard.com
  2. 2Rewards > My Rewards
Open →
📨

SMS

  1. 1Send 'REWARD' to 5676791

Number: 5676791

📞

Customer Care

  1. 1Call SBI Card helpline

Number: 1860-180-1111

How to Redeem SBI Card Reward Points

Cashback

Best Value

Statement credit

Value: ₹0.25/point

Gift Vouchers

Best Value

Amazon, Flipkart vouchers

Value: ₹0.25/point

Product Catalog

SBI Card rewards catalog

Value: ₹0.20/point

Best Redemption Strategy

Focus dining and grocery spends on this card for 10X points. Redeem for cashback or gift vouchers at ₹0.25 per point.

Open Redemption Portal →

Expiry Policy

Points expire 2 years from earning date.

Exclusions

  • ×Fuel transactions
  • ×Wallet loading
  • ×Insurance premiums

Pro Tips

  • 💡10X points on dining, groceries, movies — one of the best earn rates for these categories
  • 💡Very low annual fee of ₹499
  • 💡Excellent starter card from SBI
  • 💡Pair with SBI Prime for travel benefits

Related Guides

How to Check Points

Step-by-step guide

How to Redeem Points

Best redemption options

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Information is for reference only. Point values and policies may change. Always verify with SBI Card official sources. Last updated: 24-Mar-2026.