CheckRewardPointsCheckRewardPoints
Credit CardsHDFC Cashback to Swiggy Money

HDFC Swiggy Credit Card

HDFC Bank

Point Value

Cashback value varies

Expiry

No fixed expiry on cashback

Redemption Options

4 ways

Last Updated

01-Dec-2025

How to Check Your Points

HDFC Mobile App

  1. 1.Open HDFC Mobile Banking
  2. 2.Cards > Swiggy Credit Card
  3. 3.View rewards earned
Open Website

HDFC NetBanking

  1. 1.Login to NetBanking
  2. 2.Cards > Swiggy Card > Rewards
Open Website

SMS

  1. 1.Send 'REWARD' to 5676712
5676712

Missed Call

  1. 1.Missed call to 1860-267-6161
1860-267-6161

Customer Care

  1. 1.Call HDFC: 1860-267-6161
  2. 2.Ask for Swiggy card rewards
1860-267-6161

Point Value Details

10% cashback on Swiggy food, Instamart, Dineout & Genie. 5% on other online shopping. 1% on offline spends. Cashback credited to Swiggy Money wallet

Redemption Options

Swiggy Food Orders

Best Value

Use Swiggy Money for food delivery

Value: ₹1/point

Swiggy Instamart

Best Value

Grocery & essentials delivery

Value: ₹1/point

Dineout Payments

Best Value

Restaurant reservations

Value: ₹1/point

Other Online Spends

5% cashback on e-commerce

Value: ₹1/point

Best Redemption Strategy

Use on Swiggy Food orders where you get 10% cashback. Maximum value obtained on dining and food delivery

Go to Redemption Portal

Expiry Information

Cashback credited to Swiggy Money wallet. Wallet balance valid as per Swiggy terms

What Doesn't Earn Points

  • Fuel purchases
  • Insurance premiums
  • Utility bill payments
  • Rent payments
  • Government transactions
  • EMI conversions

Pro Tips

Best value when used on Swiggy platforms (10% cashback)

Stack with Swiggy promotions for additional discounts

Cashback rounded to nearest rupee

Use Swiggy Money immediately as it's not refundable

Annual fee ₹499 can be waived on spending ₹1L+ in year

Information is for reference only. Terms and conditions may change. Always verify with official sources before making decisions. Last updated: 01-Dec-2025