ICICI Amazon Pay Credit Card
ICICI Bank
Point Value
₹0.25 - ₹1 per point
Expiry
No expiry if card active
Redemption Options
4 ways
Last Updated
01-Dec-2025
How to Check Your Points
iMobile App
- 1.Open iMobile app
- 2.Cards > Credit Cards
- 3.Select Amazon Pay card
- 4.View Payback points
ICICI NetBanking
- 1.Login to Internet Banking
- 2.Credit Cards > Amazon Pay Card
- 3.Check Payback Points balance
Point Value Details
Payback points have no fixed expiry if account in good standing. Conversion rates vary: 1500 points = ₹1000 Amazon voucher, varies by redemption option
Redemption Options
Amazon Vouchers
Best ValueDirect Amazon gift vouchers
Value: ₹0.67/point
Payback Partner Brands
Best ValueRedeem at 50+ brands
Value: ₹0.50 - ₹0.67/point
InterMiles
Convert to airline miles
Value: ₹1/point
Cash Redemption
Phone banking only
Value: ₹0.25 - ₹0.50/point
Best Redemption Strategy
Amazon vouchers provide consistent ₹0.67 per point value. Payback partner redemptions offer better variety but lower value
Expiry Information
Points do not expire as long as credit card is held and account is in good standing with no overdue payments
What Doesn't Earn Points
- Utility bill payments
- Insurance premiums
- EMI conversions
- Fuel purchases (1% reward only)
- Cash withdrawals
- Wallet loading
Pro Tips
Lifetime free card - no annual fee
No minimum points for redemption
3% cashback on Amazon purchases using this card
Combine with Amazon promotions for extra savings
Payback handles redemption with 7-10 days processing
Information is for reference only. Terms and conditions may change. Always verify with official sources before making decisions. Last updated: 01-Dec-2025