ICICI Emeralde Credit Card
ICICI Bank
Point Value
₹0.25 per point (base)
Expiry
No expiry if card active
Redemption Options
4 ways
Last Updated
01-Dec-2025
How to Check Your Points
iMobile App
- 1.Open iMobile Banking
- 2.Cards > Credit Cards > Emeralde
- 3.View Rewards Points balance
NetBanking
- 1.Login to ICICI NetBanking
- 2.Cards > Credit Cards > Emeralde Card
- 3.Check Rewards Points section
Point Value Details
4 points per ₹100 on retail (except fuel), 1 point per ₹100 on utilities/insurance. Points value ₹0.25 each. Higher value redemptions on flights/hotels available up to ₹1 per point
Redemption Options
Flight Bookings
Best ValuePremium redemption value
Value: Up to ₹1/point
Hotel Bookings
Best ValueVia iShop partner platform
Value: Up to ₹1/point
Gift Vouchers
E-vouchers from catalog
Value: ₹0.50 - ₹0.67/point
Lifestyle Products
Electronics, gadgets, merchandise
Value: ₹0.25/point
Best Redemption Strategy
Flight & hotel bookings via iShop for up to ₹1 per point. Avoid product redemptions at ₹0.25 value
Expiry Information
Rewards points valid as long as card is held and account remains in good standing
What Doesn't Earn Points
- Fuel purchases
- Insurance & utility payments (1 point per ₹100)
- EMI conversions
- Cash withdrawals
- Wallet loading
- Government & education payments
Pro Tips
Super premium card - check eligibility requirements
High spends unlock premium redemption rates
Flexible travel redemption via iShop
4 points per ₹100 on retail gives 1% value at base rate
Annual fee waiver possible with high spending
Information is for reference only. Terms and conditions may change. Always verify with official sources before making decisions. Last updated: 01-Dec-2025