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Credit CardsOneCard Reward Points

OneCard Metal Credit Card

OneCard

Point Value

₹0.10 per point

Expiry

12 months from earning

Redemption Options

4 ways

Last Updated

01-Dec-2025

How to Check Your Points

OneCard App

  1. 1.Open OneCard app
  2. 2.Cards tab
  3. 3.Select Metal card
  4. 4.View Rewards Points balance
Open Website

OneCard Dashboard

  1. 1.Login to OneCard website
  2. 2.Card section
  3. 3.View Rewards balance
Open Website

SMS Service

  1. 1.In-app SMS alerts for rewards earned
App Notifications

App Notifications

  1. 1.Real-time push notifications in app
Push Notifications

OneCard Support

  1. 1.In-app support chat
  2. 2.Email support
In-App Chat

Point Value Details

1 Reward Point per ₹50 spent, 5X points on top 2 spending categories per month. Fractional points awarded. 10 points = ₹1

Redemption Options

Statement Credit

Best Value

Direct credit to OneCard account

Value: ₹0.10/point

Vouchers

Brand vouchers from OneCard catalog

Value: ₹0.10 - ₹0.20/point

Gaming

Gaming credits and subscriptions

Value: ₹0.10/point

Cashback

Direct cashback offers

Value: Variable/point

Best Redemption Strategy

Statement credit provides consistent value. Voucher redemption varies by offer

Go to Redemption Portal

Expiry Information

Points expire 12 months from date of earning if not redeemed

What Doesn't Earn Points

  • Fuel purchases (1% reward only)
  • Insurance premiums
  • Utility bills
  • Rent payments
  • Government and education payments

Pro Tips

Lifetime free metal credit card - huge appeal

Fractional points on every rupee (unique feature)

MyFamily feature - share limits with family

5X points on top 2 spending categories auto-tracked

No annual fee, minimal joining fee

Information is for reference only. Terms and conditions may change. Always verify with official sources before making decisions. Last updated: 01-Dec-2025