OneCard Metal Credit Card
OneCard
Point Value
₹0.10 per point
Expiry
12 months from earning
Redemption Options
4 ways
Last Updated
01-Dec-2025
How to Check Your Points
OneCard App
- 1.Open OneCard app
- 2.Cards tab
- 3.Select Metal card
- 4.View Rewards Points balance
Point Value Details
1 Reward Point per ₹50 spent, 5X points on top 2 spending categories per month. Fractional points awarded. 10 points = ₹1
Redemption Options
Statement Credit
Best ValueDirect credit to OneCard account
Value: ₹0.10/point
Vouchers
Brand vouchers from OneCard catalog
Value: ₹0.10 - ₹0.20/point
Gaming
Gaming credits and subscriptions
Value: ₹0.10/point
Cashback
Direct cashback offers
Value: Variable/point
Best Redemption Strategy
Statement credit provides consistent value. Voucher redemption varies by offer
Expiry Information
Points expire 12 months from date of earning if not redeemed
What Doesn't Earn Points
- Fuel purchases (1% reward only)
- Insurance premiums
- Utility bills
- Rent payments
- Government and education payments
Pro Tips
Lifetime free metal credit card - huge appeal
Fractional points on every rupee (unique feature)
MyFamily feature - share limits with family
5X points on top 2 spending categories auto-tracked
No annual fee, minimal joining fee
Information is for reference only. Terms and conditions may change. Always verify with official sources before making decisions. Last updated: 01-Dec-2025