Marriott Bonvoy Boundless Credit Card vs Hilton Honors American Express Card: Which Is Better in 2026?
It depends on your needs
Marriott Bonvoy Boundless earns a free night certificate annually (up to 35K points) for $95. Hilton Honors Amex has no annual fee and higher earn rates. Marriott points are worth more per point but Hilton is easier to accumulate for free stays.
Quick Comparison
| Feature | Marriott Bonvoy Boundless Credit Card | Hilton Honors American Express Card |
|---|---|---|
| Point Value | ~0.7¢ per point | ~0.5¢ per point |
| Expiry Period | Points expire after 24 months of inactivity | Points expire after 24 months of inactivity |
| Redemption Options | 4 options | 4 options |
| Bank | Marriott Bonvoy | Hilton |
Marriott Bonvoy Boundless Credit Card — Key Strengths
Marriott Bonvoy points typically worth 0.6-0.8 cents each for hotel stays. Best value at Category 1-4 properties and with 5th-night-free benefit on 5+ night stays. Can transfer to 40+ airline partners at 3:1 ratio (with 5K bonus per 60K transferred). Annual fee $95.
- ✓Earn 6X Bonvoy points at Marriott properties
- ✓Earn 3X on the first $6,000 in combined grocery, gas, and dining each year
- ✓Earn 2X on all other purchases
Hilton Honors American Express Card — Key Strengths
Hilton Honors points typically worth 0.4-0.6 cents each. Value varies widely by property. Points are earned at high rates (7X-12X) to offset lower per-point value. No annual fee.
- ✓Earn 7X Hilton Honors points on eligible Hilton purchases
- ✓Earn 5X on U.S. restaurants
- ✓Earn 5X at U.S. supermarkets
Our Verdict
Marriott Bonvoy Boundless earns a free night certificate annually (up to 35K points) for $95. Hilton Honors Amex has no annual fee and higher earn rates. Marriott points are worth more per point but Hilton is easier to accumulate for free stays.
Frequently Asked Questions
Is Marriott Bonvoy Boundless Credit Card or Hilton Honors American Express Card better in 2026?
Marriott Bonvoy Boundless earns a free night certificate annually (up to 35K points) for $95. Hilton Honors Amex has no annual fee and higher earn rates. Marriott points are worth more per point but Hilton is easier to accumulate for free stays.
Which card has better point value: Marriott Bonvoy Boundless Credit Card or Hilton Honors American Express Card?
Marriott Bonvoy Boundless Credit Card offers ~0.7¢ per point. Hilton Honors American Express Card offers ~0.5¢ per point. The better value depends on your redemption method.
Which card has longer point expiry?
Marriott Bonvoy Boundless Credit Card: Points expire after 24 months of inactivity. Hilton Honors American Express Card: Points expire after 24 months of inactivity. Choose the card with the expiry policy that suits your spending pattern.
Can I have both Marriott Bonvoy Boundless Credit Card and Hilton Honors American Express Card?
Yes, you can hold both cards simultaneously. Many rewards enthusiasts hold multiple cards to maximize earnings across different spending categories.