How to Check Bank of America Premium Rewards Credit Card Points Balance — 3 Methods (2026)
📱 Method 1: Mobile App
Bank of America Mobile App — Step-by-Step
- 1Open the Bank of America app
- 2Select your Premium Rewards card
- 3View your points balance on the card details screen
🌐 Method 2: Official Website
BankofAmerica.com — Step-by-Step
- 1Log in to bankofamerica.com
- 2Select your Premium Rewards card
- 3Click 'View Rewards' to see points balance and redemption options
📞 Method 3: Phone Banking / Customer Care
Customer Care — Step-by-Step
- 1Call Bank of America credit card services
- 2Authenticate your identity
- 3Ask for your rewards points balance
Contact: 1-800-732-9194
What Your Points Balance Means
Point Value: 1¢ per point (1.75¢ with Preferred Rewards)
Points worth 1 cent each. Bank of America Preferred Rewards members can get 25-75% bonus on earning rates, boosting effective value to 1.25-1.75 cpp. Annual fee $95. $100 annual airline incidentals credit.
Frequently Asked Questions
Why can't I see my Bank of America Premium Rewards Credit Card reward points?
Points may take 2-3 business days to appear after a transaction. Ensure your card is active and you've met any minimum spending requirements. Contact Bank of America customer service if points are still missing.
How often do Bank of America Premium Rewards Credit Card points update?
Points typically update within 2-3 business days after a qualifying transaction is posted to your statement. Some transactions may take up to one billing cycle.
Do Bank of America Premium Rewards Credit Card points show in real time?
No, reward points are not real-time. They are credited after the transaction is fully processed and posted, which usually takes 2-3 business days.
What if my Bank of America Premium Rewards Credit Card points balance seems wrong?
First check your recent statement for excluded transactions (fuel, EMI, wallet loading). If the balance still seems incorrect, contact Bank of America customer care with your transaction details.