How to Redeem Citi Custom Cash Card Points — Best Options (2026)
3 redemption options compared. Find the best value for your Citi ThankYou Points.
Best Redemption Strategy
Pair with Citi Premier to transfer ThankYou Points to airline partners. Otherwise, cash back at 1 cpp is solid — the value comes from the 5% automatic earning rate.
All Redemption Options
Cash Back / Statement Credit
Best ValueRedeem as cash back — direct deposit or statement credit
Value per point: 1 cent
Transfer to Travel Partners (with Citi Premier)
Best ValuePool with Citi Premier to access airline transfer partners
Value per point: 1 - 2+ cents
Gift Cards
Redeem for gift cards
Value per point: ~1 cent
Redemption Portal
Open Citi Rewards Portal →Understanding Point Value
Automatically earns 5% cash back on your top eligible spend category each billing cycle (up to $500, then 1%). Categories include restaurants, gas, groceries, travel, transit, streaming, drugstores, home improvement, fitness, and live entertainment. No annual fee.
Frequently Asked Questions
What is the best way to redeem Citi Custom Cash Card points?
Pair with Citi Premier to transfer ThankYou Points to airline partners. Otherwise, cash back at 1 cpp is solid — the value comes from the 5% automatic earning rate.
Can I convert Citi Custom Cash Card points to cash?
Yes, cashback redemption is available but typically offers lower value per point compared to other options.
Is there a minimum points requirement to redeem Citi Custom Cash Card points?
Minimum redemption requirements vary by option. Check the Citi rewards portal for specific minimums for each redemption type.
Do Citi Custom Cash Card points expire?
ThankYou Points do not expire as long as you have an active account.