Credit CardsLast verified: 24-Mar-2026

Blue Cash Preferred Card from American Express Reward Points: Value, Check & Redeem Guide (2026)

Q: How to check Blue Cash Preferred Card from American Express reward points?

You can check your Blue Cash Preferred Card from American Express points via the Amex Mobile App. Open the Amex app Select your Blue Cash Preferred card View your cash back earned on the dashboard Tap 'Rewards & Benefits' for detailed breakdown

Q: What is the value of Blue Cash Preferred Card from American Express reward points?

6% cashback on groceries (up to $6,000/yr). 6% cash back at U.S. supermarkets (up to $6,000/year, then 1%). 6% on select U.S. streaming services. 3% on transit and U.S. gas stations. 1% on everything else. Annual fee $95.

Q: When do Blue Cash Preferred Card from American Express reward points expire?

No expiry. Cash back is earned as Reward Dollars and does not expire as long as the account is open. Can be redeemed as statement credits at any time.

Point Value

6% cashback on groceries (up to $6,000/yr)

Expiry

No expiry

Redemption Options

Last Updated

24-Mar-2026

Cashback Value in 2026

6% cash back at U.S. supermarkets (up to $6,000/year, then 1%). 6% on select U.S. streaming services. 3% on transit and U.S. gas stations. 1% on everything else. Annual fee $95.

How to Check Your Cashback Balance

📱

Amex Mobile App

1Open the Amex app
2Select your Blue Cash Preferred card
3View your cash back earned on the dashboard
4Tap 'Rewards & Benefits' for detailed breakdown

Open →

🌐

American Express Online

1Log in to americanexpress.com
2Select your Blue Cash Preferred card
3View 'Reward Dollars' balance in the rewards section

Open →

📞

Customer Care

1Call American Express customer service
2Authenticate your identity
3Ask for your cash back balance

Number: 1-800-528-4800

How to Redeem Cashback

Statement Credit

Best Value

Apply cash back as a statement credit to your account

Value: 1 cent per Reward Dollar/point

Gift Cards

Redeem for gift cards from various retailers

Value: 1 cent per Reward Dollar/point

Best Redemption Strategy

Redeem as statement credits. This is a straightforward cash back card — all redemption methods give the same value. Focus on maximizing the 6% grocery category.

Open Redemption Portal →

Expiry Policy

Cash back is earned as Reward Dollars and does not expire as long as the account is open. Can be redeemed as statement credits at any time.

Exclusions

×6% grocery cash back is capped at $6,000/year in purchases, then drops to 1%
×Walmart, Target, and warehouse clubs (Costco, Sam's Club) do NOT count as supermarkets
×The $95 annual fee must be factored in

Pro Tips

💡Best-in-class 6% back at U.S. supermarkets — ideal for families with high grocery bills
💡6% on streaming (Netflix, Disney+, Hulu, Spotify, HBO Max, etc.)
💡3% on transit (rideshare, taxis, trains, buses, tolls, parking)
💡3% at U.S. gas stations
💡Buy gift cards at the grocery store to effectively earn 6% at other retailers (within the cap)
💡$6,000/year grocery cap = $360 max annual grocery cash back, minus $95 AF = $265 net benefit
💡0% intro APR on purchases and balance transfers for 12 months

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Information is for reference only. Point values and policies may change. Always verify with American Express official sources. Last updated: 24-Mar-2026.