How to check American Express Gold Card reward points?

You can check your American Express Gold Card points via the Amex Mobile App. Open the Amex app Your Membership Rewards balance is shown on the home screen Tap 'Rewards' for detailed balance and activity

Credit CardsLast verified: 24-Mar-2026

American Express Gold Card Reward Points: Value, Check & Redeem Guide (2026)

Q: What is the value of American Express Gold Card reward points?

2¢ per point (via transfers). Points worth approximately 2 cents each when transferred to airline partners. 1 cent via Amex Travel. Annual fee is $325. $120 Uber Cash credit ($10/month) and $120 dining credit ($10/month at select restaurants) help offset the fee.

Q: When do American Express Gold Card reward points expire?

No expiry while account is open. Membership Rewards points do not expire as long as your card account is open and in good standing.

Point Value

2¢ per point (via transfers)

Expiry

No expiry while account is open

Redemption Options

Last Updated

24-Mar-2026

Membership Rewards Value in 2026

Points worth approximately 2 cents each when transferred to airline partners. 1 cent via Amex Travel. Annual fee is $325. $120 Uber Cash credit ($10/month) and $120 dining credit ($10/month at select restaurants) help offset the fee.

How to Check Your Membership Rewards Balance

📱

Amex Mobile App

1Open the Amex app
2Your Membership Rewards balance is shown on the home screen
3Tap 'Rewards' for detailed balance and activity

Open →

🌐

American Express Online

1Log in to americanexpress.com
2Click on 'Membership Rewards' in the navigation
3View your points balance

Open →

📞

Customer Care

1Call American Express customer service
2Authenticate your identity
3Ask for your Membership Rewards balance

Number: 1-800-528-4800

How to Redeem Membership Rewards

Transfer to Airline Partners

Best Value

Transfer 1:1 to 20+ airline partners including Delta, ANA, Air France-KLM, British Airways, and more

Value: 1.5 - 2+ cents/point

Transfer to Hotel Partners

Transfer to Hilton (1:2 ratio), Marriott (1:1)

Value: 1 - 1.5 cents/point

Amex Travel Portal

Book flights at 1 cent per point

Value: 1 cent/point

Statement Credit

Apply points to charges

Value: 0.6 cents/point

Best Redemption Strategy

Transfer to airline partners for 2+ cpp. The Gold is widely considered the best everyday earning card for dining and groceries. Avoid statement credits at 0.6 cpp.

Open Redemption Portal →

Expiry Policy

Membership Rewards points do not expire as long as your card account is open and in good standing.

Exclusions

×4X on groceries capped at $25,000/year in purchases, then 1X
×Supermarkets only — Walmart, Target, and warehouse clubs do not count as supermarkets
×Statement credits give poor value

Pro Tips

💡Earn 4X at U.S. restaurants worldwide — the top dining rewards rate
💡Earn 4X at U.S. supermarkets (up to $25,000/year, then 1X)
💡Earn 3X on flights booked directly with airlines or via Amex Travel
💡Earn 1X on all other purchases
💡$120 Uber Cash ($10/month, credited automatically)
💡$120 dining credit ($10/month at GrubHub, Shake Shack, Cheesecake Factory, and select partners)
💡No foreign transaction fees — good for travel
💡Widely considered the best card for foodies and grocery shoppers
💡Pairs well with Amex Platinum for travel or a no-AF card for non-bonus spend

Related Guides

How to Check Points

Step-by-step guide

How to Redeem Points

Best redemption options

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Information is for reference only. Point values and policies may change. Always verify with American Express official sources. Last updated: 24-Mar-2026.