How to check Chase Freedom Flex Card reward points?

You can check your Chase Freedom Flex Card points via the Chase Mobile App. Open the Chase Mobile app Tap on your Freedom Flex card Tap 'Ultimate Rewards' or points balance View your current cash back / points balance

When do Chase Freedom Flex Card reward points expire?

No expiry while account is open. Points do not expire as long as your card account is open and in good standing.

Credit CardsLast verified: 24-Mar-2026

Chase Freedom Flex Card Reward Points: Value, Check & Redeem Guide (2026)

Q: What is the value of Chase Freedom Flex Card reward points?

1¢ per point (1.5¢ with Sapphire). Points worth 1 cent each as cash back. Combine with Sapphire Preferred (1.25x) or Reserve (1.5x) for higher value. No annual fee. Must activate 5% categories each quarter.

Point Value

1¢ per point (1.5¢ with Sapphire)

Expiry

No expiry while account is open

Redemption Options

Last Updated

24-Mar-2026

Chase Ultimate Rewards Value in 2026

Points worth 1 cent each as cash back. Combine with Sapphire Preferred (1.25x) or Reserve (1.5x) for higher value. No annual fee. Must activate 5% categories each quarter.

How to Check Your Chase Ultimate Rewards Balance

📱

Chase Mobile App

1Open the Chase Mobile app
2Tap on your Freedom Flex card
3Tap 'Ultimate Rewards' or points balance
4View your current cash back / points balance

Open →

🌐

Chase Online

1Log in to chase.com
2Select your Freedom Flex card
3Click 'Ultimate Rewards' in the menu
4View points balance and activity

Open →

📞

Customer Care

1Call the number on the back of your card
2Authenticate with your card details
3Ask for your Ultimate Rewards points balance

Number: 1-800-432-3117

How to Redeem Chase Ultimate Rewards

Cash Back / Statement Credit

Best Value

Redeem for cash at 1 cent per point

Value: 1 cent/point

Transfer to Sapphire Card

Best Value

Combine with Sapphire Preferred (1.25x) or Reserve (1.5x) for travel

Value: 1.25 - 2+ cents/point

Gift Cards

Redeem for gift cards from various retailers

Value: 1 cent/point

Best Redemption Strategy

Activate the 5% quarterly categories every quarter (free). Pair with Sapphire Preferred or Reserve to transfer points for premium travel value. Without Sapphire, redeem as cash back.

Open Redemption Portal →

Expiry Policy

Points do not expire as long as your card account is open and in good standing.

Exclusions

×5% quarterly categories have a $1,500 combined spend cap per quarter
×Must activate 5% categories each quarter or you only earn 1%
×3% FTF — not ideal for international travel

Pro Tips

💡Earn 5% on rotating quarterly categories (activate each quarter at chase.com/freedom)
💡Earn 3% on dining and drugstores
💡Earn 3% on travel booked via Chase Travel
💡Earn 1% on all other purchases
💡No annual fee — pairs perfectly with Sapphire ecosystem
💡Categories often include grocery stores, gas stations, Amazon, PayPal, and wholesale clubs
💡Mastercard World Elite benefits: cell phone protection, extended warranty, Mastercard travel benefits

Related Guides

How to Check Points

Step-by-step guide

How to Redeem Points

Best redemption options

All Chase Cards

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Information is for reference only. Point values and policies may change. Always verify with Chase official sources. Last updated: 24-Mar-2026.