How to check Chase Freedom Unlimited Card reward points?

You can check your Chase Freedom Unlimited Card points via the Chase Mobile App. Open the Chase Mobile app Tap on your Freedom Unlimited card Tap 'Ultimate Rewards' or points balance View your current cash back / points balance

When do Chase Freedom Unlimited Card reward points expire?

No expiry while account is open. Points do not expire as long as your card account is open and in good standing.

Credit CardsLast verified: 24-Mar-2026

Chase Freedom Unlimited Card Reward Points: Value, Check & Redeem Guide (2026)

Q: What is the value of Chase Freedom Unlimited Card reward points?

1¢ per point (1.5¢ with Sapphire). Points worth 1 cent each as cash back. If you also hold a Sapphire Preferred or Reserve, you can transfer Freedom points to that card for 1.25x or 1.5x value through Chase Travel. No annual fee.

Point Value

1¢ per point (1.5¢ with Sapphire)

Expiry

No expiry while account is open

Redemption Options

Last Updated

24-Mar-2026

Chase Ultimate Rewards Value in 2026

Points worth 1 cent each as cash back. If you also hold a Sapphire Preferred or Reserve, you can transfer Freedom points to that card for 1.25x or 1.5x value through Chase Travel. No annual fee.

How to Check Your Chase Ultimate Rewards Balance

📱

Chase Mobile App

1Open the Chase Mobile app
2Tap on your Freedom Unlimited card
3Tap 'Ultimate Rewards' or points balance
4View your current cash back / points balance

Open →

🌐

Chase Online

1Log in to chase.com
2Select your Freedom Unlimited card
3Click 'Ultimate Rewards' in the menu
4View points balance and activity

Open →

📞

Customer Care

1Call the number on the back of your card
2Authenticate with your card details
3Ask for your Ultimate Rewards points balance

Number: 1-800-432-3117

How to Redeem Chase Ultimate Rewards

Cash Back / Statement Credit

Best Value

Redeem for direct deposit or statement credit at 1 cent per point

Value: 1 cent/point

Transfer to Sapphire Card

Best Value

Combine with Sapphire Preferred (1.25x) or Reserve (1.5x) for travel portal bookings or partner transfers

Value: 1.25 - 2+ cents/point

Chase Travel Portal

Book travel at 1 cpp (or 1.25-1.5x if combined with Sapphire)

Value: 1 cent/point

Gift Cards

Redeem for gift cards from various retailers

Value: 1 cent/point

Best Redemption Strategy

Pair with Chase Sapphire Preferred or Reserve and transfer your Freedom points to the Sapphire card for 1.25x-1.5x travel portal value or transfer to airline/hotel partners. Without a Sapphire, cash back at 1 cpp is fine.

Open Redemption Portal →

Expiry Policy

Points do not expire as long as your card account is open and in good standing.

Exclusions

×No foreign transaction fee waiver — 3% FTF applies
×Cannot transfer to travel partners without a Sapphire or Ink Preferred card

Pro Tips

💡Earn 1.5% (1.5X) on all purchases — strong flat-rate earning
💡Earn 3% on dining and drugstores
💡Earn 3% on travel booked via Chase Travel (5% on first $12,000/year if paired with Sapphire)
💡No annual fee — great complementary card to Sapphire ecosystem
💡Pair with Sapphire Preferred/Reserve to unlock transfer partners and higher portal value
💡0% intro APR for 15 months on purchases and balance transfers

Related Guides

How to Check Points

Step-by-step guide

How to Redeem Points

Best redemption options

All Chase Cards

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Information is for reference only. Point values and policies may change. Always verify with Chase official sources. Last updated: 24-Mar-2026.