How to check Chase Sapphire Preferred Card reward points?

You can check your Chase Sapphire Preferred Card points via the Chase Mobile App. Open the Chase Mobile app Tap on your Sapphire Preferred card Tap 'Ultimate Rewards' or the points balance shown View your current points balance and activity

Credit CardsLast verified: 24-Mar-2026

Chase Sapphire Preferred Card Reward Points: Value, Check & Redeem Guide (2026)

Q: What is the value of Chase Sapphire Preferred Card reward points?

1.25¢ - 2¢ per point. Points worth 1.25 cents each when redeemed through Chase Travel portal. Transfer to airline/hotel partners for 1.5-2+ cents per point value. Cash back redemption is 1 cent per point. Annual fee is $95.

Q: When do Chase Sapphire Preferred Card reward points expire?

No expiry while account is open. Points do not expire as long as your card account is open and in good standing. Points are forfeited if you close the account or downgrade to a non-UR card (unless you transfer them first).

Point Value

1.25¢ - 2¢ per point

Expiry

No expiry while account is open

Redemption Options

Last Updated

24-Mar-2026

Chase Ultimate Rewards Value in 2026

Points worth 1.25 cents each when redeemed through Chase Travel portal. Transfer to airline/hotel partners for 1.5-2+ cents per point value. Cash back redemption is 1 cent per point. Annual fee is $95.

How to Check Your Chase Ultimate Rewards Balance

📱

Chase Mobile App

1Open the Chase Mobile app
2Tap on your Sapphire Preferred card
3Tap 'Ultimate Rewards' or the points balance shown
4View your current points balance and activity

Open →

🌐

Chase Online

1Log in to chase.com
2Select your Sapphire Preferred card
3Click 'Ultimate Rewards' in the menu
4View points balance, earning history, and redemption options

Open →

📞

Customer Care

1Call the number on the back of your card
2Authenticate with your card details
3Ask for your Ultimate Rewards points balance

Number: 1-800-432-3117

How to Redeem Chase Ultimate Rewards

Transfer to Travel Partners

Best Value

Transfer 1:1 to 14+ airline and hotel partners including Hyatt, United, Southwest, British Airways, and more

Value: 1.5 - 2+ cents/point

Chase Travel Portal

Best Value

Book flights, hotels, car rentals, and activities at 1.25x value

Value: 1.25 cents/point

Pay Yourself Back

Apply points to select statement charges at 1.25x value

Value: 1.25 cents/point

Cash Back / Statement Credit

Redeem for direct cash back to your account

Value: 1 cent/point

Gift Cards & Shopping

Redeem for gift cards or shop through Chase portal

Value: 1 cent/point

Best Redemption Strategy

Transfer points to Hyatt for outsized value (1.7-2+ cpp). For simplicity, book through Chase Travel portal at 1.25x. Avoid cash back redemption at only 1 cpp.

Open Redemption Portal →

Expiry Policy

Points do not expire as long as your card account is open and in good standing. Points are forfeited if you close the account or downgrade to a non-UR card (unless you transfer them first).

Exclusions

×No bonus categories on general purchases beyond base 1X
×Annual fee of $95 is not waived for first year
×Foreign transaction fees do not apply (no FTF)

Pro Tips

💡Earn 3X on dining, online grocery, and select streaming — use this as your dining card
💡Earn 3X on travel including flights, hotels, taxis, trains, tolls, parking, and more
💡Earn 2X on all other travel purchases
💡Transfer points to World of Hyatt for the best value per point (1.7+ cpp average)
💡Combine points from Freedom Flex/Unlimited into Sapphire Preferred for 1.25x portal value
💡25% bonus on travel booked through Chase Travel portal
💡$50 annual hotel credit when booking through Chase Travel
💡Primary car rental insurance included — saves you the rental company's CDW fee

Related Guides

How to Check Points

Step-by-step guide

How to Redeem Points

Best redemption options

All Chase Cards

Compare programs

Information is for reference only. Point values and policies may change. Always verify with Chase official sources. Last updated: 24-Mar-2026.