CRPCheckRewardPoints
Credit CardsLast verified: 24-Mar-2026

Chase Sapphire Reserve Card Reward Points: Value, Check & Redeem Guide (2026)

Point Value

1.5¢ - 2¢+ per point

Expiry

No expiry while account is open

Redemption Options

5

Last Updated

24-Mar-2026

Chase Ultimate Rewards Value in 2026

Points worth 1.5 cents each when redeemed through Chase Travel portal. Transfer to airline/hotel partners for 1.5-2+ cents per point. Cash back redemption is 1 cent per point. Annual fee is $550 with $300 annual travel credit (effective $250).

How to Check Your Chase Ultimate Rewards Balance

📱

Chase Mobile App

  1. 1Open the Chase Mobile app
  2. 2Tap on your Sapphire Reserve card
  3. 3Tap 'Ultimate Rewards' or the points balance shown
  4. 4View your current points balance and activity
Open →
🌐

Chase Online

  1. 1Log in to chase.com
  2. 2Select your Sapphire Reserve card
  3. 3Click 'Ultimate Rewards' in the menu
  4. 4View points balance, earning history, and redemption options
Open →
📞

Customer Care

  1. 1Call the number on the back of your card
  2. 2Authenticate with your card details
  3. 3Ask for your Ultimate Rewards points balance

Number: 1-800-432-3117

How to Redeem Chase Ultimate Rewards

Transfer to Travel Partners

Best Value

Transfer 1:1 to 14+ airline and hotel partners including Hyatt, United, Southwest, British Airways, and more

Value: 1.5 - 2+ cents/point

Chase Travel Portal

Best Value

Book flights, hotels, car rentals at 1.5x value — 50% bonus over face value

Value: 1.5 cents/point

Pay Yourself Back

Best Value

Apply points to select statement charges at 1.5x value

Value: 1.5 cents/point

Cash Back / Statement Credit

Redeem for direct cash back to your account

Value: 1 cent/point

Gift Cards & Shopping

Redeem for gift cards or shop through Chase portal

Value: 1 cent/point

Best Redemption Strategy

Transfer to Hyatt for premium hotel stays at 1.7-2+ cpp. Chase Travel portal gives guaranteed 1.5 cpp. Avoid cash redemption at 1 cpp.

Open Redemption Portal →

Expiry Policy

Points do not expire as long as your card account is open and in good standing. Points are forfeited if you close the account or downgrade to a non-UR card (unless you transfer them first).

Exclusions

  • ×Cash back redemption gives poor 1 cpp value
  • ×Amazon portal redemption gives reduced value
  • ×$300 travel credit applies to any travel purchase automatically

Pro Tips

  • 💡Earn 10X on hotels and car rentals booked via Chase Travel portal
  • 💡Earn 10X on Chase Dining purchases
  • 💡Earn 5X on flights booked via Chase Travel portal
  • 💡Earn 3X on other dining and travel purchases
  • 💡$300 annual travel credit applies automatically to travel purchases
  • 💡Priority Pass Select airport lounge membership included for you and 2 guests
  • 💡Transfer points to World of Hyatt for the best cents-per-point value
  • 💡Combine Freedom Flex/Unlimited points for 1.5x portal value
  • 💡Global Entry or TSA PreCheck application fee credit every 4 years
  • 💡Primary car rental CDW insurance — decline the rental company's coverage

Related Guides

How to Check Points

Step-by-step guide

How to Redeem Points

Best redemption options

All Chase Cards

Compare programs

Information is for reference only. Point values and policies may change. Always verify with Chase official sources. Last updated: 24-Mar-2026.