Citi Double Cash Card Reward Points: Value, Check & Redeem Guide (2026)
Point Value
1¢ per point (2% effective cashback)
Expiry
No expiry while account is open
Redemption Options
3
Last Updated
24-Mar-2026
Citi ThankYou Points Value in 2026
Earns 2% on everything (1% when you buy, 1% when you pay). Points are ThankYou Points — can transfer to travel partners if you also hold a Citi Premier. No annual fee.
How to Check Your Citi ThankYou Points Balance
Citi Mobile App
- 1Open the Citi Mobile app
- 2Select your Double Cash card
- 3View ThankYou Points balance
Citi Online
- 1Log in to citibankonline.com
- 2Go to 'ThankYou Rewards' section
- 3View your points balance
Customer Care
- 1Call Citi customer service
- 2Authenticate your identity
- 3Ask for your ThankYou Points balance
Number: 1-800-842-6596
How to Redeem Citi ThankYou Points
Cash Back / Statement Credit
Best ValueRedeem as cash back — direct deposit or statement credit
Value: 1 cent/point
Transfer to Travel Partners (with Citi Premier)
Best ValueIf you also hold a Citi Premier, you can pool and transfer points to airline partners
Value: 1 - 2+ cents/point
Gift Cards
Redeem for gift cards from popular retailers
Value: ~1 cent/point
Best Redemption Strategy
If you have a Citi Premier, transfer Double Cash points to airline partners for 1.5+ cpp. Otherwise, cash back at 1 cpp is perfectly fine for a 2% flat card.
Expiry Policy
ThankYou Points do not expire as long as you have an active account.
Exclusions
- ×3% foreign transaction fee — not ideal for international travel
- ×Cannot transfer to airline partners without a Citi Premier card
- ×Must pay your bill to earn the second 1%
Pro Tips
- 💡Earn 2% on all purchases — 1% at purchase + 1% when you pay your bill
- 💡No annual fee — one of the best no-AF flat-rate cards
- 💡Now earns ThankYou Points (converted from pure cashback) — unlocks transfer partners if paired with Premier
- 💡Use as your default card for all non-bonus-category purchases
- 💡Pair with Citi Premier to pool points and access airline transfer partners
- 💡Balance transfer offer: 0% intro APR for 18 months on balance transfers
Related Guides
Information is for reference only. Point values and policies may change. Always verify with Citi official sources. Last updated: 24-Mar-2026.