Wells Fargo Active Cash Card Reward Points: Value, Check & Redeem Guide (2026)
Point Value
2% cashback on all purchases
Expiry
No expiry while account is open
Redemption Options
3
Last Updated
24-Mar-2026
Cashback Value in 2026
Flat 2% cash back on all purchases with no category restrictions or caps. No annual fee. One of the simplest and most competitive flat-rate cards.
How to Check Your Cashback Balance
Wells Fargo Mobile App
- 1Open the Wells Fargo app
- 2Select your Active Cash card
- 3View cash rewards balance on the card details screen
Wells Fargo Online
- 1Log in to wellsfargo.com
- 2Select your Active Cash card
- 3View rewards balance under 'Go Far Rewards'
Customer Care
- 1Call Wells Fargo credit card customer service
- 2Authenticate your identity
- 3Ask for your cash rewards balance
Number: 1-800-642-4720
How to Redeem Cashback
Statement Credit
Best ValueRedeem cash rewards as a statement credit
Value: 1 cent/point
Direct Deposit
Best ValueDeposit rewards to your Wells Fargo checking or savings account
Value: 1 cent/point
Gift Cards
Redeem for gift cards
Value: 1 cent/point
Best Redemption Strategy
Statement credit or direct deposit — straightforward 2% flat-rate card. All redemptions give the same value.
Expiry Policy
Cash rewards do not expire as long as your account remains open.
Exclusions
- ×3% foreign transaction fee — not ideal for international use
- ×No bonus categories — purely flat rate
Pro Tips
- 💡2% unlimited cash back on every purchase — no categories to track
- 💡No annual fee
- 💡Cell phone protection up to $600 per claim (pay your phone bill with this card)
- 💡0% intro APR for 12 months on purchases and qualifying balance transfers
- 💡Use as your default card for all non-bonus-category purchases
- 💡Pair with a card that earns higher rates on dining/travel for a two-card strategy
Related Guides
Information is for reference only. Point values and policies may change. Always verify with Wells Fargo official sources. Last updated: 24-Mar-2026.